NO risk  infinite returns for the contractor to me it does not get any better.no stress of going through a mortgage situation and being on the hook to pay a lender back cash flow goes out instead of no payments.. 

The owner provided a book with pictures of everything (every shelf, every draw, every cabinet, etc) to make sure it was all in its place and we were to put everything back before we left.

Hi @Stephen Stokes  there are many local banks that can offer loans in Arkansas.Most are offering "off the shelf" terms like 5 years balloon, 20 years Amortisation and interest rates between 5.75%-6.25%. you will need to shop around and negotiate from there. but remember with these local/ community lenders it is a lot about relationships.  

I would read Becoming Your Own Banker by Nelson Nash and study the infinite banking concept if this strategy interests you.

@Joo Yoon I have used Infinite Edge Painting  on some rentals and they were very reasonable and did great work.  

So I can, in theory, scale infinitely providing I keep pace with my equity.

My B class properties are infinitely easier to manage. 

Personally that's why I gave up shelf management 20 years ago.

If you pull out the cash you initially put in, any cash flow you have is infinite return on your cash invested.  

We also are infinitely stronger when surrounded by the love and support of a community or team.