If that is the case, you will most likely have to use more of an “investor” loan product, which will have a higher rate associated with it. 

Yes, but im finishing up my associates degree in interior design the next coming year.

I've been doing my research and i know in Texas there is a 180 day redemption for HOA (Home owners association) and 90 day redemption for COA (Condo owners association).

The problem in your case is that banks understand conventional lending and the associated restrictions but have no idea what a private money loan is and how they differ.

Do you have a local rental association that you could join?

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

Also, in Southern CA, we have a lobbying group named the BIA (Building Industry Association)...they lobby for pro housing legislation both at the state level and city/county level. 

I don't enjoy the tedious repair work associated with my own home so I felt it didn't make sense for me to drive myself mad with repairs on rentals as well.

If you want to collect a commission you need to be licensed with FINRA.Capital Raising: Understanding Commissions, Referral Fees, and Finders Fees | American Association of Private Lenders (aaplonline.com)

It seems that your association property manager is lacking.Normally what a CAM (community association manager) does (and there is some variety to di depending on the agreed role) is run the day to day affairs for the board while the board makes decision on reserves and budgets, choosing a vendor after getting several bids, etc...