Just need the land.

No apologies needed for the tough love.   

Additionally, there's growing interest in cryptocurrency as an alternative asset class, though it comes with higher volatility and risk.

And the final step, what will you do with your current home?  

I’d even consider finishing the basement, just well enough for me to live down there, so I could rent out ALL the units.I’d save all my cash and look to refi the property in 1-2 years out of the FHA mortgage, so I could use it again if necessary.

This was stated in my post.  

I would set up calls and then sit in and listen, every day, typically a few times a day for around 6 months.

It has a text capability.With that said, I'm spending a lot of time in Twilio right now as I see huge upside coming in that platform.You could be up and running with Podio & Globiflow for text within a very short time.

up to 20% DSCR through lenders I deal with

The short answer is yes, but it's much harder.