@Eric E.UBIT only comes into play in an IRA on leveraged real estate and running an active business.

Quote from @Griffin Malcolm: Open an LLC and apply for a small business line of credit from Key Bank.

Seems like there are a lot of individuals in this boat  -  especially in my sons line of work  - which is lighting and tech for special events and music tours.

CA really cleaned up the fractional note business from my days of doing it in the 80s..

Quote from @Matthew Paul: I understand how businesses work.

Might want to tuck that (and your TWO years of experience) back in.I guess if you consider doing 80% MORE investor business in 2024 than I did in 2023 "slow", okay then... ha ha ha.But hey - if people like you insist on being a complete jerk here, showing everyone exactly who they are, as Mel Robbins says, I'll "Let them".Who are you, again? 

There are easily 5-6 meetings per week you can go to and learn from people who have been in this business for decades.

Do you believe it will now be more cost effective to hold a license or do you believe the expenses will go up with what I assume will be a flight from the business by low producing real estate agents? 

It links to our business bank account and our business credit card so come tax time, deductions should be easier.

We have been in Business since 2000, survived the 2008 collapse.