Credit is good and rental incomes cover monthly "nut".I'm knee deep in boosting NOI on my 1st commercial apt - 6plex that was seller financed - but thinking out to a cashout refi.

I am just curious- I ask because I have never had an issue with salt- and I would be in deep trouble if I didn't rely on it.I lay down salt before a big snow and it makes it much easier to manage.

Think how much you know about remodeling so far, whether you have tools, a truck, and how deep you can go (anyone can paint or clean but sheetrock, trims, windows, sewer line... electrical and plumbing often require permit).

I'd gravitate to loan officers with deep roots to the community, i.e. grew up there, attended school there, on local boards.

Many tenants buy stuff to feel better about themselves, both because buying is an act of power when they feel powerless and because there's a deep comfort in having a lot of your stuff around you to help you forget that the house you live in is not yours.

Build deep relationships, and dig to find lenders who's products closely match your needs.

However, there are still many good deals out there, and as a wholesaler I also see a ton of off market properties that come in at a deep discount.

I believe the difference between the people that want to get in investing, or buy a property and stop and the ones that have the courage to keep going and learn from their experiences, good and bad is the Mindset and understanding investing at a deep level.Good luck to you and make sure you buy your first property within the year the latest.

You may also do a deep clean and repaint the walls and ceilings.

Then start doing a "deep dig" because you are likely  ill-informed about LLCs.Good catch @Russell.