For sure you need a lender who understands them VERY well - try connecting with @Jose Valdovinos who is here in Chicago, but lends across the country!

You’ll notice the people who do this started threats that “go viral”.  

This is the same sort of criteria a lender uses to qualify people for mortgages.

I want to connect with more investors, wholesalers, real estate pros, anyone and everyone as I look to not only do my job better but grow my portfolio.Looking forward to networking and learning from this great community.

Happy to chat and connect if you want to compare notes.

"I know far too many people who regret selling real estate looking back 20 years, but I've yet to come across one who regrets keeping it."

You can't actually pay it off directly because they've been securitized, and the people who invested in those securities did so because of the specific certainty of the payment schedule.What you do in a defeasance is use the proceeds of the sale or the funds from your new lender to purchase treasury bonds that are packaged to make the exact payment amounts and timings on the remaining term of the loan, and then assign those bonds to your old lender.

People are always asking about which is better Cash Flow or Appreciation as NOI as an investment model. 

glad to confirm that I am not alone, thank you for sharing, I will look into what they are doing, to be more specific, I have been thinking tipis on decks, and 20-40' behind that, essentially a small studio apartment, with a full bathroom and kitchen, maybe a pullout sofa (in case weather events drive people out of the Tipi, that could potentially rent as a studio during the winter/not tent season too). or perhaps all tipis have a common area with kitchen and coffee station, maybe hottup... lots of possibilities.

Sometimes people have enough income, BUT they have an outsized amount of debt!