you miss understand the question say you can in with the money you could see you need but then you need more money.

I'd recommend learning as much as you can in a certain area and then go from there.

In 6 or 12 or 36 months when you decide to refinance into a Fannie loan, be aware that private one-off lenders often balk or spaz at the "verification of mortgage" and "payoff demand" requests, which can in turn delay your refinance and/or blow your rate lock. 

I have been listening to podcasts, reading books, and doing everything i can in my spare time to understand the real estate investing world and I feel I am off to a great start in terms of understanding the process and moving parts to make deals. 

Me and my wife have been saving over the past few years and finally hit 92k.There are quite a bit of 4 plexes that popped in the area for 250 to 300k we wanted to put a fat down payment on one and start our houshacking rei journy.Should we start with a 4plex?

I look forward to meeting everyone here, in my local area or from afar, and learning as much as I can in the process

Hello,In California can you advertise how many people can in your rental or is better to just tell them in person when they get a rental application?

I don't believe in timing the market and you can only buy the best deal you can in the market you are in.

No big fat corporate overhead.

All of this to say: in this business, sometimes the stars align and you'll find a way, but pushing as hard as you can in that direction is the only way to make it happen.