A pipe froze in the basement when the thermostat battery died and now water is frozen on the wall and floor..

One of my hesitations about going full time, among other things, is the loss of our health insurance.

amortized on 20 year. schedule - $416.67/mo) They need to sell due to health problems.

http://www.amazon.com/Mens-Health-Power-Training-Performance-based/dp/1594865841/ref=pd_bbs_sr_1?

Subtract from that the increasing cost of health care in our state and people are left with a 1.5-2% raise year over year.

Elimination of health and safety hazards (including the resolution of defective paint surfaces or lead-based paint problems on homes built prior to 1978).

Comply with health and saftey codes except where you or guests cause the violation.Now each time it does go out, the maintenance guy is here to fix it within an hour, for which I am greatfull (being in NYC without heat in the middle of winter really sucks).

It can be due to some unexpected expense, some unforeseen health condition that requires spending lots of money or may be simply because planning out the monthly budget ended up costing huge amounts of money.

Some even offered health insurance with it.

Also check with the local health office to make sure the apartment hasn't been closed down for some sort of health or safety issue (sewer problems, mold, unsafe construction)