Also, it seems to me that the commentators to my thread are thinking I'm throwing out low offers to see what sticks.This isn't the case at all.I'm an Investor that buys for FUTURE appreciation of both Cash Flow and Appreciation. 6 of the 8 Investment Properties I bought were from retail advertising from Brokers on the MLS.I am already wealthy and believe in setting up a win-win scenario for everyone, including the Seller, the Broker, and myself.I don't believe getting a 5% discount now on a price is worth it in my scenario.For instance, I bought a property 2000 for $140k purchase price.

My main goal right now is to learn the ins and outs of the industry, and purchase my first property before the start of 2018.On the reading list right now is:The Ultimate Beginners Guide to Real Estate Investing (Brandon Turner)The Miracle Morning (Hal Elrod)The Book on Rental Property Investing (Brandon Turner)Since these first posts are more meant as an Ice breaker, I'll throw out that my favourite kind of ice cream is vanilla, because it pairs with toppings so well, and tastes good by itself.

Basically If I get a short term loan in order to pay for a property and then a year later go to the bank to get the refinance to pay back the loan... what if the market declines or for some other reason I can no longer get a refinance to cover the loan.Is that just when I throw my hands up and say "well, time to file for bankruptcy" or are there other options?

Anyway, i was just throwing out an option. 

I did the same with my starter loan, it's great for a down payment or just throwing in an ETF or mutual fund!

Finally, after almost a year, my client realized he was "throwing good money after bad" and settled the case. 

If the partner who has the Broker's license isn't willing to hold your Salesperson's license...... well, that tells you a bit about what bus they'd throw you under in the event of a lawsuit.Here's the tl:dr - get your Salesperson's license.

I was just throwing ideas around in my head and was thinking...

You will not get a higher rent throwing money away on that exterior.

At the same time, my old negotiation voice is telling me that we shouldn't throw the first number on the table.