You just gave in your example above a return of 10% and I am telling you you would bet the entire 10% versus the insurance return which would be barely 4.25% based on your own calculations. 

I really see Columbus Ohio as an extremely safe bet for the next 10-20 years.

Welcome to BP - think you are definitely starting in the right place - house hack duplex to start the real estate investing journey should be a solid bet - don't need a huge amount of capital either if you buy smart

I would bet money that the licensing agency requires in their rules that they must disclose in writing to the client every conflict of interest. 

You bet @Dan Guenther!

While that is the law, nobody redeems....I'll bet 1% redeem, so I would just count on never getting that.

Roberto kind of hit me wrong so I looked up his posts he is a new member and its clear he is selling sub 2 training and If I was a betting man I suspect he is affiliated with the sub 2 guys or he is taking their playbook and running with it. 

If you want to talk to potential sellers every day your best bet is prospecting.

@Brian Erlich  I get what you are saying and opposition by some neighbors is not the same as an HOA but if you have a rich neighbor who does not want you there all bets are off.   

Stop hanging out with your deadbeat buddies that spend all day drinking, talking sports, and otherwise wasting away.