It will be a can of worms for sure and they may go as far as requiring a full tear out and fresh submittal.

Hello, my name is Marshal, and I’m excited to connect with this community of like-minded individuals passionate about real estate.

Yes, I share the same feelings and dont understand why the information and steps required is SO extensive! 

.- You should have required the tenant to sign a Hold Harmless Agreement, indemnifying you against any of their claims.

If so what are his loan requirements?

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

New Jersey’s Anti-Eviction Act does not require any written notice for non-payment of rent.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

The out of the box strategies and set ups sold will never replace customized AP/Tax strategies based on individualized circumstances. 

@Ilia Zakharav, There's no problem in selling individual units and 1031 exchanging them as individuals.