Then our students were having a crazy hard time with the current leading website provider and I had to come in and fix a bunch of crap that was wrong with said internet hosting and template provider so much so that they stopped offering our students support due to "custom code" on our websites.So I said fine.

The combination of both adjacent lots was over 100' of waterfront and about 1.25 acres.

Effectively buying at 100% CLT with a 1st position portfolio or DSCR loan combined with a seller 2nd that the lender wouldn't otherwise approve....It sounds like this is a recipe for getting sued at best, and arrested if it rose to a sufficiently large scale where charges were brought against someone.

Our combined annual income is $150k, with somewhat limited potential for salary growth.

This preference for city living has fueled demand for urban condos, lofts, and apartments, driving revitalization efforts in downtown areas and contributing to the development of mixed-use communities that combine residential, retail, and commercial spaces.Emphasis on Sustainability and Energy Efficiency: Millennials are more environmentally conscious than previous generations, placing a high value on sustainability, energy efficiency, and eco-friendly features when choosing a home.

@Andrea Evans - Chicago is truly block by block, yet also has a population the size of Boston, Denver, Milwaukee and Nashville combined.

Or maybe you want to do a combination of the above?

Those solid wood and plywood are hands down way better than any of that particle board crap. 

Bonus depreciation is an incredible tax benefit, but when you take the time to combine it with the right property and sponsor, that will prove to be a wining formula.Disclaimer: I am not a tax advisor or CPA.

Having that many people in the property puts a lot more wear and tear on it, even if the people give a crap (but many don't, in fact many are entitled with no respect or appreciation).