You can lend at higher rates or look for debt funds that are taxed differently.

As an investor (and previous Appraiser) myself, I have a little different way of looking at the vacancy, maintenance, and cap ex.

They were priced differently.

Does not affect your debt to income for future loans in the mortgage industry (auto loans could look different, but i would think similar so hopefully no worries there). 

Your success in this space will also translate to different type of business relationships. 

The financing and management of each are very different.

Just know that it is a "no days off" kind of business and very mechanical.I would suggest documenting your process via video so that eventually you can bring people on to replace the different hats you will be wearing.Keep in mind of these 5 components of any wholesale business.lead generation, deal sourcing, underwriting, marketing, transaction coordination.

From there every 20 point increment affect pricing differently.

Again, everyone's situation is different.

If they called you first, would you have made a different decision?