@Ryan Dunne EwingAt this point it would be wise to gear the property and expand your portfolio.

Just have to educate yourself and build a team that are geared towards you as an investor.

I'd like to build a rental portfolio that produces cashflow. 3 questions:You mentioned:"This includes tenant screening, writing leases if you don't hire a PM, managing rent payment systems, filing as needed with the county/city, maintenance and upkeep and how to out-source jobs that you don't want to do or can't do, scheduling, maintaining income and expense records, and the list goes on." 1.Any advice on where to find information geared to what you just mentioned? 

Almost 36 and gearing up to make my first purchase... it sounds like it’s never too late to start.

Most of the residential notes we get involved with are secured by owner occupied SFR's whereas most of the hard money lending opportunities out there seem to be geared towards investment properties or flips that are currently speculative in most areas.

anywhere in Toronto but there are more in artistic districts, I used to watch the Now magazine listings but this was years back - "lofts" can have different meanings in Toronto - anything with one room might be listed as such (from a bachelor apt, to a real artist loft, to a condo style “loftâ€, or condo or apt “with (upper level) loftâ€, to a super expensive Donald Trump one room hotel style “loft†condo with room service)… some lofts may be simply listed as apts, and some are zoned for work/live use and geared toward artists but not many are listed with that much detail. there is a wide variance in quality and types of lofts, some are unfinished, others are finished with exposed brick etc.if you dig through Now magazine and other papers and can't find them, hit me up with a PM and I'll try to get you some more details. probably the fastest way to find some is to drive through artistic areas and see what's above and between the storefronts. otherwise some are in converted buildings mainly downtownish but at least one as far as Mississauga so just about anywhere goes. you can see if you're driving downtown some buildings that look like old factories on the outside but have different coloured curtains hanging in all the windows.a few but not all are offered at discounted rates to artists because most probably don't make much money - so if you're looking into it make sure it is profitable for you if you wanted to buy and hold for renting. it is probably entirely possible to create loft spaces in just about any building but if you have a particular vision in mind it might require certain types of buildings. many artists looking for work spaces are not terribly picky about their surroundings as long as they have the required space they need for their work and basic needs like kitchen/washroom etc. any more Qs let me know!

If you can identify a growing area where you believe the appreciation will be forced up due to stronger rents then maybe you take a hit on smaller year-over-year returns and gear up for a big splash down the road. 5.

I would think that there would be bacteria issues, that removal should be done with respriator and protective gear.

I'm assuming the terms are short and steep and more geared towards flips. 

This required tenting off areas or rooms as we worked through the house, and suiting up in full protective gear.