You lead the call explaining that you run lists and know these are wrong all the time (so you don't make them feel bad to start), but this list said their may have been a list pendens filed at some point and it probably got resolved, but you wanted to check.

Can someone please explain me, is there is any workaround? 

Yes, if you refinance or sell the property within the term of the prepayment penalty, you will pay the penalty because it will be added to your payoff amount.All prepayment penalties are different and you should read your note to find out what yours is specifically.Hope that explains it.Stephanie

.- use lease riders to insure all of your rules (and penalties) are thoroughly explained.

This is gold & explains it! 

@Laura Newton this is the 2nd most common inquiry we get from our clients - because they DO NOT read the email we send them that explains the IRS requirement that a PMC is required to include GROSS amounts collected on behalf of an owner on the 1099-MISC.

Having more than 7 years of outsourcing expertise specifically in property management, I'll try to explain quickly two ways.

Don't tell them where you live exactly, but explain what you're hoping to do and learn what the current ordinances say.

This is tougher to explain in detail so if you have any questions feel free to reach out I enjoy helping and talking REI!

etc) that cover the basics, mentors, and books on creative  financing that cover it.I agree with Rick, it's about presenting the offer among other options and explain how it fits with the sellers problem.