Most lenders are going to be limited to 70% of ARV ($560,000 total loan amount) but that means they could fund 85% or a bit higher of purchase price + rehab ($560,000/$645,000 = 86.8%), which is solid.

I do have a silent investor, but when it comes to securing funding, it often feels like I’m navigating it alone.

If leveraging equity feels too risky, you might consider using a portion of the equity to fund your next property while keeping reserves intact.

If they are up for renewal and you elect to non renew them you must stop accepting funds from the occupants after the lease expires (accepting rent after the lease expires may make it appear you have a tenancy at will agreement). 

I have absolutely no funds myself.

you can utilize a skip tracing company to get contact information for the owners.

No data company is 100%.

It might be wise to sell it just from a management standpoint and reposition the money into some index funds and maybe another property in NC.

I'll check in if anything new happens. they probably have title insurance and will have the title company handle it and are not going to do any more work until it is resolved. 

And people think Ai is going to replace accountants.one can argue that apartments.com is just a processing the payment and not actually holding the funds to transfer out.If apartments.com all of a sudden reverses the payment for insufficient funds?