Many people are overpaid and other underpaid in the economy.But I do agree that there are numerous bad agents out there.

I have formed 2 LLCs, each to hold the individual properties.

As for the refinance aspect, if you're going from LLC to individual (or vice versa), at my shop you would just transfer title into (or out of) your LLC at the close of escrow, so that part is no biggie.

While visiting the house, there are numerous items which need remediation including flooring, light fixtures, landscaping, some drywall work.

If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.

So, you are warning the community about one set of individuals who have a disagreement with another individual.What is your REI background? 

Hello, I am looking for a recommendation for a property manager (preferably an individual) who can manage multiple properties in the Cleveland, OH area. 

If you can get both then wonderful, but generally most investors pick one or the other as it suits their individual goals.  

(there are some exceptions, but expectations don't make you money) So that leaves "individual landlords" who self-manage. 

The deal Automator to be 100% honest with all of you is whatever that individual makes it to be.