While he spoke of large lenders as well as consumer financing issues, including a cell phone plan termination was one example, there was another hint as he was saying "anyone" which includes investors on an individual level as he was speaking to the issues of being a creditor.He also said there will be further tweaking as loans become compliant, the idea was not to limit credit which was underscored by his mentioning the higher debt to income being allowed and the other aspect he stressed was that none of this changes the old prudent lending practices of years past, his issue was to get lenders back to those prudent practice attitudes and away from the risky ploys of lending and the passing on that bad debt to investors.I don't think there will be a great number of unqualified borrowers, excepting those having gone through the foreclosure surge, as the qualifications are not that difficult, in many respects easier than in the past, it's just now we need to apply sound lending practices in making that lending determination and being able to prove that sound judgment was used. :)

Perhaps for the readers you can address the more important ideas that come with this plan of not recording things:Concealment = "...in any matter within the jurisdiction of any department or agency of the United States...knowingly conceals or covers up by any trick, scheme, or device a material fact" - LINKDuty of California Licensed Broker to Disclose = Suggesting to not disclose for the purpose of concealment seems to go against California Broker Code of Conduct.

Hey guys, I'm about to purchase a list from LS, and there's a good 15+ cells of info in their data per lead - which is great - but for my needs it makes it hard because I'll be printing both my letters and envelopes via mail merge, which means I have to have a preset order of cells at the very top of the spreadsheet, i.e. 1) homeowner name 2) mailing address 3) city state zip.. etc.

I've defiantly thought of renting out my current home vs. selling - but it's 4 acres of farm and 16 more of forest to take care of in the middle of the mountains (you have to drive about 20 minutes to find cell service) and I'm a bit anxious about finding a renter that would take care of it all.

Are you leaving a cell number that blocks unknown numbers?

if you are using a mobile device, you have this by default, but if you are home, this is a damn handy feature, agreed?

It seems like it would be worth the 6-9-month struggle if you set up a series LLC and raise the money into one company that does separate cells for each deal for liability purposes.

Jake Weir I am using google voice # to put on Bandit Signs, flyers, cards and I have it forward the call to my cell.

It shall be non-refundable upon execution and assignment (if applicable) of this contract, and will be deducted from the purchase price.(17)INCLUDED IN THE PURCHASE:The property shall also include all land, together with all improvements thereon, all appurtenance rights, privileges, easements, buildings, fixtures, heating, electrical, plumbing and air conditioning fixtures and facilities, window shades, Venetian blinds, awnings, curtain rods, screens, storm windows and doors, affixed mirrors, wall to wall carpeting, stair carpeting, built in kitchen appliances, bathroom fixtures, radio and television aerials, landscaping and shrubbery, water softeners, garage door openers, and operating devices, and all utility or storage buildings or sheds.

I was just cold-called by Verizon asking to lease them space at an industrial building I own in the Phoenix, AZ area for a cell tower.