It’s an investment that will likely pay off in terms of durability, maintenance savings, and overall property value over time.

DSCR stands for Debt Service Coverage Ratio, which is a calculation that determines if a loan's income covers its annual debt service. 

A Heloc is nice if you want to use a small amount and then have a small payment but a Heloc is meant for small projects and maintenance.

Here's a list of some things I've consumed and think were worthwhilePeter lohmanns podcast, newsletterWolfgang croskeyPM podcastsprofitcoach webinarsEvernest podcast and webinarsNARPM leadsimple webinars, blogsproperty meld webinars, blogs (maintenance focused)there's probably a lot more, but that's enough to get you started and you'll find more by going through those. 

Thanks,JaredI'd only pursue this if there is an big upside for appreciation, or if you planned on keeping the house forever as a rental.Run the numbers, subtract 15% a year for vacancy and on going maintenance and repairs during each year, subtract 15% per year for maintenance and repairs to get it market ready once you decide to sell it.Example if you were to keep it for 5 years and sell at the end of five years:12x$200=$2400 year gross profit15% for vacancy, maintenance, repairs ($-360.00 per year)= $2040 gross profit per year15% set aside to repair, repaint, replace to get ready to sell on market = $1800 $7000-$8000 net for 5 years of rental.Appreciation over the term you would keep it would be the only incentive, and it could be a big reason why to rent it.

You will need separate operating accounts, escrow accounts (for the annual rentals), and credit cards for each entity and then also for the master.

Or the "maintenance bombs", or or or..... 

After all PITI, utility, and services (lawncare and cleaning) costs I have $7,225.I set aside 25% of this for my maintenance fund.The remainder funds my lifestyle, wife has a Tesla, and quarterly vacations as well as business growth.In 2023 I am tracking to build 4 duplex units designed as room rentals funded in part from a recent land sale.

Quote from @Conrad Tillman: Quote from @Jay Hinrichs: LOL  its kind of like 50 ways to leave your lover.And its very much dependent on your jurisdiction. however I will list the stuff I have gone through the last decade or so through about 200 new builds in 4 markets.1. material price fluctuations. rarely down almost always up pretty much annually. 2. as we all know labor  scarce  and or unqualified and do poor work..

I guess the purpose for this is to help fund community improvements and maintenance though it's a bit unusual since HOA fees and property taxes typically cover these.