I've been saving for a house hack over the past two years and recently came across a great property in the Denver metro area that I’d love to pursue.

Real estate agents, property managers, and contractors who specialize in your target market can save you time and money in the long run.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

Some people are able to save money and budget and others are not really good at it.

Did you have taxable income that could’ve been reduced utilizing tax strategies?

Many banks handling tax escrow accounts for mortgages have mistakenly thought there was one tax due twice/year or totally missed one of the taxes.Investors should research the SEV and the Non-Homestead property tax millage rates to project what the property taxes will be after adjustment.

Even if you had a good deal, how much did you make after taxes?

If the answer is yes, then it's a no brainer to make minimum payments on your 2.8% interest rate mortgage, and use the funds that you would have paid extra to pay it down faster, to either invest in more real estate, the market, or anywhere else where you can get a ROI > 2.8%.If the answer is no, then feel free to aggressively pay it down as fast as possible, to become debt-free faster, and just have a large amount of money in savings or to splurge with.The bottom line is that your 2.8% mortgage is GOOD debt.

As U.S. citizens residing in Europe, we are required by the local tax code to hold the property in our personal name.

About how they saved $6,000/yr for the last 10-20 years.