That's great, but most dogs have the "aim" of a 5 year old boy and seem to miss the pad a lot.  

Quote from @Hari Jackson: I'm a first time home buyer and bought a SFH couple months ago.

@Hari KuAll of those costs and fees made my mind swell a bit. 

If you get an area rug, make sure you get a rug pad as even an area rug will scratch hardwood.Is your type of hardwood engineered?

Hasil pada setiap orang berbeda tergantung dari kepekaan dan metabolisme masing- masing.

I  pad a little over the amount it would be so I know it's well within what it will be.

., don't have to pad as much), they'll provide lower prices.Again, you have every right to do this (and I understand why you do), but as an investor, I'm always a little concerned when a contractor has to bundle material and labor costs to reduce his risk in one or both areas -- that indicates me (whether true or not) that they aren't confident in their line-item bids.Btw, if a contractor isn't confident on his line-item labor bid, I'd much rather him give me a fixed labor bid for the well-defined tasks and then hold off on pricing the areas that can't be well-defined until we get into the rehab. 

I bounce off of Dave Ramsey, Hary Dent and Peter Schiff.

````````````````The upfront agreementIn order for the upfront agreement to work, you need to frame it as a very fair, 2 way business agreement.Here is a possible exchange...After the walk through, you're sitting at the kitchen table, looking at both mom and dad the sellers.I fold my hands and I looked very solemn, I try to give them is kind of an expression is possible, as sincere as possible, I have my legal pad, a pen, and a blank letter of intent in front of me.I also have a folder of comps and rental information on the subject property.So here's the upfront agreement...Investor: "So Bob and Susan thanks for the walk through, I just wanted to talk about how I'd like to see our business relationship work.

everyone wants the nicest pad as possible.if lenders cut back their DTI to say 30 to 35% that would also strengthen the loan pool..