BiggerPockets is not a place to discuss the merits of one political party or school of thought over the other.

I've seen this happen... not between a borrower and lender, but in other business situations where an attorney brought a suit against both the LLC and the individual members of the LLC.Of course, if the lawsuit has no merit and is a pure act of desparation, it seems to be a waste of funds for the borrower when discussing options with the lender could work towards a viable solution.

Hi everyone,I have been on the forums for awhile doing research and I feel that it is time to get my first investment property.I am targeting a duplex in the East Bay and my agent/loan officer has come up with some creative financing ideas that make me a little nervous, but may have merit.

After reading your thought-provoking post and responses, I felt compelled to contribute some additional insights to the discussion.While the existing advice holds merit, I want to underscore the critical importance of strategic location selection in real estate investments.

All of these points give merit to your offer.

But also note the merits and the power of equity.

I would check into your obligations as a landlord to tenants for your state to make sure that none of the claims hold any merit under this.

This type of project I believe has tremendous merit and I would love to be more involved in pushing these initiatives forward.  

Heuristics are great for quickly weeding out terrible investments, but they should only be the first step when considering the merits of any individual property.Imagine 2 identical homes built at the same time across town from each other.  

Two things.One if buying a package deal make sure each house stands on its own merits.