On the flip side, I am in the process of acquiring over $1.5M in defaulted DSCR loans form borrowers who are your age that put 25% down but had no money to fix any of the problems  = lost the renters and walked from the property.

Like any tool, you have to know how to use it correctly or you could get, "injured".We use it to quickly sift through multiple options - and that's about it.BP has a Rental Calculator that includeds everything you are asking about: mortgage P&I, property taqxes, home insurance and percentage for maintenance & vacancy.It also includes Cap-Ex percentage, but in our experience it's a waste of time to worry about this.

Quote from @Aaron Sallade: Is anyone familiar with the investment strategy of acquiring a property through a Trust to take over payments from a seller and maintain their interest rate and lender (typically due a financially distressed situation)?

@Ray Tsang Thank you for the candid feedback on your experience! 

Apollo Acquires Bridge Investment Group in $1.5B All-Stock Deal – What This Means for CRE InvestorsBig news in the commercial real estate world!

One has been rented out for four years same tenants and the other one is newly acquired and have been trying to find the best platform to market it (furnished finder, Zillow, Airbnb, etc)Would the suggestions from the real estate investors be excessive or something to look into?

How can I acquire money without using my primary residence?

You can use your HELOC for down payment to acquire the property instead. 

Does anyone have Experience with Use Nectar Funding.

I have investors buy property from 60-100k, and cashflowing between $500-$1000/monthly depending on what they buy.It's going to take you time to acquire properties, but with the amount you hypothetically have saved up, you could probably get up to about $10k in rental income buying smaller price point properties.