I haven't seen any multi-family units around here on the market but again I haven't really made a conscious effort to look.

Definetly wasn’t trying to do anything illegal ( at least consciously).

In today's world, people are very conscious about drugs, and so long as you are taking action, people (like potential buyers) will understand.Here is a recent example of what we've come to expect:  tenant A complains of pot smoke entering her apartment from tenant B. 

About a year ago they made a conscious choice to go for higher quality sponsors.   

I just need to have systems in place so that i can show them options to make a more conscious decision.

It sounds great, I know, but the problem is my conscious and my potential to receive his support again in the future, I fear.

But if you can be conscious of the fact that it's an also an advantage, maybe you can employ it intentionally and it will help with how you feel about it.I worked in an industry where I had to field interest from men less than regularly but more than just on occasion.

That initial message was  a "stream of consciousness" to make the scatterbrain thoughts real.

Make a conscious decision today to determine that you will learn from the mistakes of others and never make a mistake of your own again.

This is a program where 1st time home-buyers who make at or under a certain % of the area median income (say 80% or less for example) qualify to apply for the grant, certain banks receive grant funds so you would need to ask your bank if they participate in this programRehab costs: $40,000 (lot of sweat-equity)Appraised: $385,000NEW PITI $1785/month: Refinanced into a loan of $260,000 ($325,000 with 20% down, 30 year fixed rate portfolio loan @ 4.375%) and pulled out $61,000 ($260,000 minus $191,00 owed on old loan minus $8000 closing costs) I could have taken out a higher loan (due to the appraised value) and received more cash-out $, but I wanted to be conscious of what my new PITI would be and make sure I could cash-flow going down the road.DetailsBefore Renovation- 864 sq ft - 3 bed 1 bath ranch style home, , attached 2 car garage, 1/3 acre yard- Purchased foreclosed for $220,000 with a 30 year fixed rate loan @ 3.875% - PITI $1385/monthI worked with my local bank to build in renovation funds into the actual loan, where I would pay to have work done to improve the property (new roof, heating system, flooring, etc) and the bank would inspect the work then release funds to me to reimburse for the cost of each repair as they were madeAfter Renovation- 1278 sq ft (finished basement added 415 sq ft)- 3 bed 2 full baths- Appraised Value $385,000The first 6 months in the property was spent doing new roof, heating system, refinishing existing hardwoods (hidden under grey shag rug), new SS appliances, new paint inside and out, finished basement (added another living room, office/bedroom, and full bathroom)For the refinanceI was quoted by my local bank for a 30 year loan a 4.875% interest rate.