In summary, it may be better to keep getting paid through your SS, unless you plan to scale your portfolio dramatically.

You want to get paid in your name only, as the Mortgagee or Loss Payee.With the huge range in costs, and dramatic price increases, borrowers are notorious for skimping on insurance.

I work closely with several local credit unions and commercial mortgage brokers and rates were dramatically higher just 30-60-90 days ago. 

It's changed pretty dramatically even within the last 5 years. 

This is always a conversation I have up front if a switch in cleaner increases pricing dramatically.

It's just not going to drop dramatically overnight.

Furthermore, with the expiration of increased estate tax exclusions contained in the Tax Cuts and Jobs Act, in 2026 we could see a dramatic reduction of the federal estate tax exclusion by more than fifty percent.

Investing has changed dramatically, and there seems to be no effort to keep up and understand the changes.

Rates will be dramatically lower but a rate buy down just means lower payments and higher cash flow each month.

Particularly on larger balance CRE (Commercial Real Estate) this rate improvements can lead to a dramatic increase in activity and investability.