I’d love to exchange insights, explore deals, and help each other grow.Feel free to DM me or comment below.

You might have other options to explore to drum up liquidity (HELOC, Margin Loan, Policy Loan, etc) that can supplement your HYSA in the DP.

If not for you and you prefer the traditional route, I would explore potential "up and coming" markets such as Acworth, Cartersville, and Douglasville, where the price-to-rent ratio is a little more favorable, and growth is apparent.

•If you’re focused on protection, hold off on the LLC transfer or explore a land trust.

Alternatively, I could explore loan recasting, where the lender recalculates my monthly payment based on the reduced principal, keeping the original loan term intact.

With 40-60K in equity you could explore selling to reinvest but it depends on what deals are out there compared to yours

And do you have a specific area in mind, or are you still exploring?

I'm the single breadwinner for my family (2 kids) so I don't know if I'd have the time and energy to both run this rental and manage my work so I can reach the income level to handle the bigger mortgage comfortably.I feel like this chance for us to have a rental property with positive cash flow won't come often so I really want to explore it.

Being in the Army limits my ability to travel and explore markets firsthand.

Have you explored direct mail campaigns or partnering with local realtors who specialize in off-market deals?