Just because a buyer doesn't fit the bank criteria, does not mean that they are a poor borrower.

We all know that mistakes are part of the learning process, but I’m curious to hear what specific challenges you faced early on and how those experiences shaped your approach going forward.What was the biggest mistake you made when you were just starting out?

Augusta is my primary focus, and I've been blessed with good contacts/friends in that area.

I have several different loan products but my most popular one is the new joint venture product that hasn't been out very long.

They need upgrades for sure, the floor & structure seems like the only thing that is in good condition.

If they are poorly qualified, let them know now that they don't meet requirements. 

You've left it to us to assume that you are charging under market rent which doesn't cover your costs. 1) Once you've figured out what you could be charging the public, knock a little off for a friends/family discount and present them with legal leases.

If you want to be an agent focus on that.

@Caleb Genry I am late to the party on this, but would greatly appreciate the spreadsheet/log if you are willing to provide it. 

These are not simple challenges to overcome.