And without the ability to predict future, a better mindset is "I don't know, and I don't care", cuz you know overall it is going up.But I do think local market is a little easier to predict if you have knowledge and experience, but don't count on too much to appreciation is the key I think.  

With a 30-year amort and 10-year IO options - as well as ability to get rate down quite a bit if you have long-term horizon (5+ years so don't mind prepay) - the rates/terms and monthly payment will likely be very attractive.Others too have done the DSCR Portfolio Loan (Blanket Loan) refinance option too (refinanced the 10 properties that are under conventional into one blanket DSCR Loan and start the process back from 0 on conventional), however, given current rates, don't see it a lot currently since the refinance would typically mean racheting up interest on those

Without the SSN the ability of the CRA (consumer reporting agency) to cross reference information is hindered. 

HUD doesn't have the ability to implement rent control anywhere other than government owned or specific government financed housing.

The DSCR (the ability for the rent to cover your mortgage) will impact your rate, so the higher the DSCR the better.

To me the biggest risk to STRs is the municipalities shutting down the ability for owners to rent homes out short term. 

Will report on what I get.Representative is very definite about ability to close in 20 days.

circumstances.. education.. personality .. innate abilities.. lack of understanding basic math..desire .. drive.. familial pressures..  

If so, does it also tie up the tenant's ability to obtain a moving permit?

A large, deep and qualified network of "intermediaries" to provide deal flow OR the ability to spend $5 -10K PER MONTH on obtaining that deal flow. 5.