So what if your payment is $73.12 higher for a little while, rates will come down again (check the 4 decade trend since the 1980s -- if something happens once it's great, twice is a coincidence, 3 times we see a pattern, but consistently for 4 DECADES and it's hard to deny that there's a VERY high probability of it continuing for the foreseeable future... there is precedent for negative interest rates), refinance at that point. 

Eventually, I'd combine the units-- turning it into a 2/2+ den. I

Track that application until payment is received or denied.

Now that your new tenant has specifically requested the rekey, if you deny it, you take responsibility for anything that may happen.

Fortunately he also had some report dings so I was on firm footing denying him.

They are denying.

There is likely a provision in the Declaration that permits them to allow/deny transfers of title, but that same provision should have some form of parameters for which they can deny a transfer of title. 

Buyers are bidding at sometimes over ten thousand higher than asking price and still being denied.

Buyers are bidding at sometimes over ten thousand higher than asking price and still being denied.

She applied for a refinance which will save her a lot of money and got denied because her HR department would not sign a guaranteed amount of work hours as she has MS and can call in whenever she likes.