Found an off-market deal; unsure of what to do next

[Kristina Pearson]

Hi ya'll! I just came across my 2nd off-market deal, which has caught me off guard. I don't feel like I'm in the financial position to move forward, but I know I'll regret it if I don't. I'd like to acquire this on my own (without my husband), but am not sure if I'd qualify due to having one conventional loan already (perhaps this is my rookie mindset clouding creative thinking). I recently refi'd my first property to get a lower, fixed rate, so that's out of the question. Does anyone have a trusted lender they'd recommend that could help me better understand what my options are or other strategies I might consider?

The property has a long-term tenant in place who would like to stay, which would cover monthly carrying costs.

Thanks in advance for your opinions and help!