Good point Account ClosedA bank needs to consider the big picture with profitable customers.If the release can be prudently justified considering credit history, ability to pay, profitability of the borrower, good management, secured position with sufficient collateral a bank may release a guarantor as the bank may well have loan concentration issues with any one borrower, that's usually getting beyond the small investor league.

I am concentrating on rehabbing.

If landlords would concentrate on good business practices instead of what ifs, their lives would be much easier, IMO.And no.

I'll keep mailing this list another 6 times but I may filter it down a bit to be a little more concentrated in my efforts.I think my second list will focus only on out-of-state absentee owners and very high equity owner occupants.

I am going to concentrate my efforts in the local market for now... that being the Golden Triangle (Beaumont, Port Arthur and Orange) and surrounding areas.

Defense contractors layoff, more late rents and perhaps foreclosures.You could touch on the over 700,000 jobs being cut, how those concentrations may play in a community will depend on how diversified that community is.

A conversion may not have had a permit.Probably an error at the county, they concentrate on sq ft, not beds and may have been recorded wrong.

Personally, unless you know the specific areas very well, I'd shy away from Miami and concentrate more on Broward.

This can help me decide which field I should be concentrating more.Thank you.

Im guessing here the best course of action is to limit your losses as best you can and concentrate on managing past this thing.