For the most part, i use my own funds so it helps me sleep a little better at night knowing that in the worst case I can hold out or turn it in to a rentalMy golden rule of flipping is....."

@Austin SingerBetween that and Calgary, Alberta being home to the legendary Bret "The Hitman" Hart you are golden!  

My thoughts are pretty much based on events in the past few months (ie Paris, San Bernardino, and many many massacres) as well as the 2016 cover of The Economist, ie they have a baby staring at a globe which represents the growing global pandemic of a virus patented decades ago and spread by GMmosquitoes and effective in reducing brain mass/intelligence of most children of infected mothers.That plus school shootings, massacres, water shortages, power outages, and a possible shutdown of EBT Food Stamps could quickly spark a chaos scenario in America's most populous multifamilies & cities.Look around at how many commercial/retail spaces are vacant.

Your gross monthly income needs to be $3218 (28% of which makes 900) and you should be golden!

Like USDA loans... sometimes there are deals out there that seem too good to be true, but they are for those people who fit the golden slipper.

We are the golden state.

You don't want to kill the golden goose.

If I could find a co-signer I could very easily bump it up and be golden.  

You're so right about the city's laws and systems, condo lottery, rent control, ellis act, etc etc create a crazy world, and potential windows of opportunity for value creation.. if you get the golden ticket!!

Maybe that attorney truly did not know anything, or maybe you just passed up a golden learning opportunity.