My understanding is that a gift cannot be used as a down payment for an investment property, so my thought is to wait 2-3 months before applying for a loan, to season the funds. 

We’re sick of the heat and want to live somewhere with 4 seasons!

Research local rent trends, the tenant profile, and how seasonal factors (e.g., university students, tourism, etc.) may impact demand.7.

With one good in season rental week it pretty much pays for itself to have 3% fee all year.  

This steady influx of visitors is creating strong demand for short-term rental properties, especially in areas close to downtown, such as Fountain Square, Mass Ave, and Broad Ripple.High Occupancy Rates: Short-term rentals in the city are enjoying high occupancy rates, particularly during peak event seasons.

They generally do not do this because either they are not aware of the changes or the loan is seasoned and performing so they are deliberately turning a blind eye.

Profitability varies based on location, seasonality, additional costs, occupancy rates, and reality checks.

Thanks Hey Troy, I would say the best bet is for you to try to sell it as a package deal and get a seasoned investor-agent to try to get you some action on it.

It’s my first US purchase - you expect me to be seasoned pro?

You can also consider buying materials during off-season sales.Tight Project Management: Keep projects on schedule to avoid costly delays.