Mailing frequency is about 3-6 weeks depending on the market conditions.  

Part of the reason is that local Hawaii don't sue each other at a high frequency of our mainland counter parts.

If you can't find a crime map call the police department and get violent versus non violent crimes and frequency to spot a trend for your property area and location.

AND, with the Roofing sales people (we have no salesmen), the independent adjusters, the fraud of the whole system, and the frequency of the "valid" storms that do warrant ins replacements ... yes, our areas have increased Costs and pricing.FYI, I actually got our business GL policy provider (ins co) out of Cali (they are licensed in 3 states) to cover my personal house ins, with more coverage, for 1/2 the price that Geico was raising it to!

Physically being onsite with some frequency is paramount to success in my arena.

The frequency with which a particular seller provides financing is so limited that HUD's view is that Congress did not intend to require such sellers to obtain loan originator licenses.

I may end up going the local lender route for 1-2 years until I can refinance with a big bank (usually better terms in my experience).I don't follow why you wouldn't want to refinance out of a HML in a year, or better yet, in 6 mths as conventional lenders seem to be permitting with greater frequency, to lock up the <5% fixed rate money.By "big bank", I assume you just mean conventional vs portfolio lender.BTW, I actually live in the Louisville area, worked downtown for many years, but primarily invest in Cincinnati due to contacts and team that came together there (plus availability of great deals).What are your HML's terms?

Some of her requests so far has been:a) Remove closet door and few weeks later add them backb) Request to change direction of door (make it open another way)c) Request to change racks in closets (instead of clothes hanger, have racks).d) There are flees and mosquito (we increased lawn mowing frequency to 2/month; spoke to neighbors to manage their pets and some more measures)and many more.

Or whatever frequency you want.

Things like holding period, implied intent upon purchase, solicitation, frequency of sales etc... can all affect the IRS's interpretation to whether you are a dealer or not.