The benefits to seller is that they can collect additional income via interest on the loan, potentially a higher purchase price for the use of seller financing, and they can spread out their capital gains tax exposure (if any) over two or more years rather than all in one year.Benefits to buyer using seller financing - ease of loan docs and no lender qualifications, no appraisal required, speed of financing, additional leverage avenue, potential to have lower interest costs than a hard or private money loan, no points or loan fees, etc.The key to seller financing is how you negotiate and how comfortable you can make the seller with the scenario.

Quality of life.. in my younger days schools ( IE spent half my income to live in the Palo Alto School system).. ease of commuting to work.. shopping. 

Truth be told, I signed a quit claim and walked to ease the greedy husband stress on my son, because I can make more money, but I can't remake my only child's emotional well-being if that were to continue.

I am not looking to sell out any of my properties so I don't mind them all being under one loan, and will have terms that allow me to sell one out if need be.I am opting to go towards commercial lending so that I can clear up my personal credit as well as build up my business credit so I can expand into larger properties with ease.

Thanks for easing up on me!  

@Brett B. absolutely agree about the ease of becoming a licensed Realtor.  

He earned my trust and put me at ease, and that is worth something even if we can't find the right property now. 

Let's say I do a direct mail campaign with the following parameters: Absentee ownerOwned for a minimum of 15 years 40-100 percent of equity minimum equity of 30k single family 3-5 bedroomsno trust, LLC or corp ownedLet's say, for ease of discussion, the property is really worth $100,000 retail.

With a portfolio loan this may be difficult, you can try to get them to lower the contract price by 700 or establish a repair escrow at the time of closing to ease your portfolio lenders nerves. 

Then you can structure your response that addresses their issues and your concerns that can ease their mind when you offer them lower than their asking price.