With a few inquiries from auto dealers. they shared 3 months bank statement and cash app summary showing 10,000 per month coming and withdrawal as well as withdrawal so maintaining close to 0 balance. 

It has to be secured before we can close, the reason we have requested a 50% deposit and other balance paid once closed.

Group insurance: Look for insurers offering discounts for insuring multiple rental properties or join a local landlord association to explore group insurance options.The key is to strike a balance between cost savings and maintaining adequate coverage to protect your quadplex investment.

Balance $0. 

But thats only in year 1.Where things really work out in real estate investing is over time as the mortgage stays the same but the rents increase.After year 6,  that property would be worth 1.33 million (again, assuming the 4% appreciation) and they'd have a remaining loan balance of 791k which gives them 539k in equity. 

I'm not ignoring the balance sheet. 

I was going to say On DMonte, which is listed, aside from keep dropping price, all the way to break-even point (mortgage balance) eventually there isn't much else you can do, but I just saw its showing pending online... so did you manage to get it in escrow?  

Let's say the buyer pays off the balance in five years.

Equilibrium/balance and limits are essential.

The salesperson said you cant create a balance sheet.