Once you claim in on your tax returns then a lender will calculate your income based on a formula that takes into consideration the amount of insurance, taxes, mortgage interest, and some other line items on your Schedule E portion of your tax returns.  

Putting aside the fact I would never mail a yellow letter because of my model, you can do better than sending a mail piece since you are spending considerable energy building the list.Sign up with BeenVerified or Intellius to find phone numbers, e-mails, social media pages.

(Note: Usually faster than an e-check).  

We are looking to bebe by on a part time architect and e part time engineer as a member of our team tof help us design and draw various drawings for various single family multi family condo conversions and commercial projects.  

The only reason I can imagine identity theft resulting in bankruptcy is if she gave some e permission to use their card and that person racked up huge bills that the person didn't expect or couldn't pay.

Takes 2 seconds to check someone when they e-mail reply to one of my CL ads.  

@Kit E.

@Dina Miller I sent you an e-mail.

Per Dawn statement : sounds like I need to start working on rent increasing in 2018@Bob E.  

If someone comes to me, I'll send them your way.If you need help in your search or want to verify something don't hesitate to ask.For example: I have clients worldwide and things are just as easy as I e-mail them, talking on the phone.