I am not sure if once documents are in the "pending" list if there is human intervention or not.

Not trying to start another wholesaling argument on BP, wholesalers will naturally defend what they do out of human nature, but none of the have a legal or regulatory background.

Just like humans, some properties are a lot more low-maintenance than others.Your entire mortgage payment does hit cash flow, but technically the principal repayment portion is not an expense (it is repayment of debt).  

Don't give up, the bank is not human - they are machines - they don' care, they have no emotions, there is no one to negotiate with, they go home at 4pm, they can afford to keep the property until it falls apart.........GET AGGRESSIVE!

It's kind of like buying a car from a dealer where you pay monthly until the debt is repaid and then they send you the title for the car.

As a dealer, don't provide consumer financing to an owner occupant. 

., requires the purchase be by a human buyer, not an entity (LLC).

Any advice is appreciated and I hope to learn all that is humanly possible so that I can make money and pay it forward.

I either got paid off and nice return or ended up with property.. had both happen.One of my clients in Oregon is a car dealer and has a large finance component.. they do exactly what you do with the chips in the cars etc.  

The finishes were simple, and the owners took many steps to keep the costs as low as possible: the owners found bath cabinets, doors, and sinks from Habitat for Humanity, bathroom floor tile in Mexico, kitchen cabinets  from IKEA, wood kitchen counter tops from Floor and Decor, and the wood floors were made of A-C Plywood sheets.