I am also looking for a HELOC to not have to pay out of pocket to finish this and just use the equity in the home.

This will help you understand their approach to late payments and how quickly they take action.2.How do you handle evictions?

Too late. 

Just wanted to see what the easiest way to finish paying it off was.Well, you’re in a good position to be in.  

I definitely want to be in a B or C neighborhood area since I have a low budget and capital but don't want the headache of bad neighborhood unsolvable problem, bad tenant to potentially deal with eviction and late rent. 

Unless the appraisal literally just came in before closing, you should not be informed this late into the process that the DSCR ratio does not work.

Secondly I just finished "Real Estate by the Numbers" also by Dave Meyer - even though I have a business degree and am actively involved in investing it was a really great refresher on not just the numbers and theories involved in real estate decisions but also the pros and cons of different return metrics and how all the metrics relate to one another. 

Automated payments mean fewer late payments, and trust me, that’s a huge relief when you’re managing a rental.6.

A little late but I'll throw in my two cents.

Assets identified in this study include:Appliances: Dishwashers, laundry machines and refrigeratorsElectrical and communication systems: Specialized equipmentCabinetry, Countertops and shelvingInterior Finishes: Laminate flooring, carpet, and decorative elements.Security and communication systems: computer connections, alarm systems and telephone connections60.8% of the total depreciable basis was classified as 39-year class life.