How do I know if it's just first time home buying anxiety or if I should trust my gut to keep looking? 

It has helped me overcome doubts and anxieties that come from being new and unexperienced so Thank you.

In addition, some non recurring expenses may be added back to your income if you can show that those are one time costs and not reflective of future cash flows.  

I would expect that this buyer will bring recurring business to this broker as he is an active investor and I do feel that the broker should compensate me. 

Helps reduce their anxiety of not having the security of a lease.

As a work around, you could use billpay to automatically send a recurring check in the mail each month.

To try to wing it will likely cause you a lot of wasted time, anxiety, and possibly the wrong answers in the end anyway.  

After listening to several pod cast, I heard the recurring theme of ppl scaling up with partners they met on BP.   

If you are profiting, that is added to your income and the mortgage payment is not added to recurring debts.

Some agreements state something to the following: Manager agrees to secure the prior approval of the Owner on all expenditures estimated to be in excess of $____________ for any one item, except monthly or recurring operating charges and/or emergency repairs in excess of the maximum, if in the opinion of the Manager such repairs are necessary to protect the Property from damage or to maintain services to the tenants ........If they deemed it an emergency and it was written in your agreement then maybe but I honestly think that at a $3,900 value they definitely should have gotten your approval.But check the contract and get all supports for the repair cost (invoices and pictures).