No law says 30yf and 15yf are the only options, lots of lenders have "pick your term, pick your payment" options all the way from 10 years to 30 (gotta call on Congress to pass legislation if you want a Fannie loan >30 years, the fact that consumers go right up to that maximum term without even thinking about it tells us there is certainly consumer demand for >30 year mortgages). 

The environment is extremely unfriendly to business owners and proposed legislation will make it impossible for landlords . 

Even once it starts property owners are given many opportunities to catch up on payments and stop the foreclosure, and recent legislation will ensure that more assistance is available than it was during prior recessions.Recent unemployment numbers in Florida are pretty alarming - but the data indicates that most who have lost jobs recently were making less than $40k/year.

And now with COVID, the socialist groups are taking advantage and pushing hard for "just cause" evictions to be added to the many tenant protections in this legislative session.

Normally you would choose an inspector that does carry liability insurance, it's wise to do and in principle the inspector is liable for this if indeed it was an issue that should have been noted/found upon inspection.Even with an exculpatory clause if you decide to sue it could be ruled that his exculpatory clause is not applicable as it may contravene other legislation in state to protect buyers.I suggest you first seek information from your home insurance and find out where you stand on it with their liability and then if that doesn't yield or if indeed you want to take it further speak to a Real Estate Attorney in your area.You may want to approach the inspector themselves to see if they are willing to fix it rather than go through any formal proceedings but I strongly suggest you get your own legal counsel before doing that.

Initially legislation may have been rushed but there haven't been corrections.

If you look up the Virginia Limited Liability Company legislation, you'll see almost identical language to the first part of what you posted in B. 

COVID legislation is going to continue to provide a lot of opportunities going forward; the biggest opportunities based on market trends; dialogues to get conversations started; etcIn fact, lately, we've seen a bunch of sellers across the DMV who do not want to list their property formally, but do have tenants in place... also, very tricky with COVID, depending on the jurisdiction. 

He could legislate much like he did with Obama from 2008-2016, or he could be pushed left and legislate for lower rents. 

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