Minimal (if any) revolving CC debt.

This particular house is in a C+/C- city neighborhood with mostly older owned SF houses that are paid off therefore the rent/mortgage is low for the market and location, it's a walmart type of economy where the existing low rents pull us all down.

The CC interest is killing our cash flow.

I would imagine that using this clause in a Class B/B+ property is a great idea but not so much for a Class C/C- property as $100 could represent as much as 20% (or even more) of the total rent (and at the end of the day you are loosing that money).

I have started obtaining 0% CC (service from Fund &Grow) as a Sole Prop.

I wouldn't touch blanket c-c loans with a 10ft pole. 

If I only had put 10% down instead of 25% with the HML, I would've had about 10k in CC on a $114k purchase.

For properties that are in my name I have a separate bank account and CC for them.

What your c/c return on it? 

Anything paid out is on my CC statement or recorded on a bank statement.