I explain I will proceed with the eviction, the eviction will show with any decent credit/background check and will negatively impact their credit score, that I will attempt to garnish future wages, and that it will be very difficult for them to ever rent a nice place in a low vacancy area like San Diego.As part of my tenant criteria: no evictions ever (no excuses accepted), decent credit (I want tenant to have credit such as they do not want it to take a significant hit, strong LL references and in the add I specifically specify paying rent alone does not suffice for a strong LL recommendation.I recognize with my number of units and how many years I have been a landlord, I have been fortunate to never having to evict a tenant and at some point my good fortune in this matter will end.  

Sit back and ask what and how your life will be impacted as a result of owning real estate assets.

Each lender will be different, but when using DSCR your terms impact your debt-service ratio so it will be important to get that taken care of earlier rather than later.

It really does have some impact IMO.

Should i refi my units which will kill my current cashflow and impact my reserves?

These extra payments will only impact the finances for the duration of the mortgage, which is five years.Any assistance in analyzing and understanding this would be greatly appreciated.

LTV will also have a heavy impact on your rate.

How many of these units would be required to be life impacting in a positive way?

Curious how you all would think a resort + casino going into a STR market will go and the impact?

However, the time it was rented (known as "non-qualified use") can impact the amount of gain you can exclude.