I have found that most have been inside of the school environment that they do not have the foggiest idea of what is actually going on in the world outside of their classroom.

Particularly in this environment.

Does everyone realize the environment your potential buyers are in trying to get a mortgage?

And when the housing market turns around, the value of my properties will improve dramatically, so I want to buy while the market is bad.There are exceptions to every rule, of course, and we haven't bottomed, but in twenty years I think that buy-and-holders who took advantage of this environment will be glad they did....

With the mortgage environment tightening up the way it is, will you be turned down for suspicion of fraud, even if you're never actually charged with it.?

What success have you had with informing the lender about subject-to purchases in today's environment?

I get the distinct impression that this board fosters that environment unlike other boards I have read.I'm married with small kids and was born and raised in California.

You do have a "clean and healthy environment" clause in your lease, don't you?

As a self employed, SEP-IRA allows you to contribute up to 25% of your earned income in a tax deferred environment therefore paying tax on only 75% of your earned income.

So even if it does go well at first, it may not always, and you're likley best off to have residual income from another source til you work out the bumps in the road.For some people it may not be practical but I find myself in the perfect environment for a little RE Investing here in CT.