A simultaneous closing is where the funds from the end buyer (party C) are used to fulfill the contract between the original seller (party A) and the wholesale buyer (party B) and those same funds are then used almost simultaneously to complete the B to C transaction.

A Warranty Fulfillment Deed is executed at the purchase, held and given at time of payoff, as full conveyance/satisfaction.  

You are assigning a purchase contract to the buyer (for a fee), and they will fulfill the purchase contract.A bank won't lend money on that basis.

I'm also not sure about the housing market here, I've been searching for deals every way I know how for the last 5 months here and while there are some decent deals here, the return just doesn't seem to be worth the investment although if you believe the stats on areavibes.com it shows that 48.9% of housing in this city is renter occupied, which seems incredibly high, so for a long term buy and hold might sound decent, but I think it also means there are not many people buying homes here which means I could get completely stuck in a property with no exit strategy.I'm just racking my brain and trying to use this incredible gift to help put me in a much better situation, even though I know it's not an insane amount and I need to be extremely careful with it because one wrong move right now and it could all be gone.I have loved the career path I've been in working in news, it's been incredibly fun and fulfilling, but I'm seeing the writing on the wall that this industry is going through a change, and people in my position are starting to get cut and also paid less than we were 10 years ago. 

I am guessing that maybe some developers need a certain number of section 8 renters in a development to fulfill low income housing guarantees made to the city as part of the rezone agreement allowing them to build or maybe even for a possible grant or other eligibility requirement.

Since you have 18 months left, you have time to purchase and fulfill your residency requirements.

You buy with the premise that you "intend" to stay 1 year to fulfill the homestead/owner occupied status but once you are in and any variable in life changes, you can buy another property that you then move into with a lower down payment again. 

At close of auction winning bidder owes city $11,000.Now 12 months later after property has been foreclosed on, winning bidder (lien holder) has to fulfill his or her promise to pay $99,000.

@Jarrod English I've never done a RTO personally and my knowledge is limited, however I currently have a client that hired me to evict a tenant who didn't fulfill their option commitment.

The fact that they are based on a single stock means the entire loan is beholden to that single stock; should that stock fall dramatically, it will be called and the loan will need to be immediately repaid or the stocks will be sold to fulfill the loan obligation.