@Femi Ibrahim this must be extremely painful and I'm very sorry to hear about your loss.

Just above $100k..with personal usages and not optimally managed for the moment..

Any advice would be extremely appreciated.

They're offering 3.99% interest rates (covering 6% of the home cost to buy down the rate), $10k in bonus money, plus a fridge, washer, and dryer.Because they can't stop building, they have to offer extremely good incentives to keep the product moving in this buyer's market.

I haven't made claim from shelter but my agent from shelter is extremely helpful.

Posters will chime in on recommended strategy but real estate is extremely localized and the fundamentals of the real estate in any given market are what should be dictating your investment strategy not arbitrarily deciding to buy single family homes vs. duplexes. 

By end July, you will see this topic extremely well represented on our platform and with major investment.  

Now let’s do a further extreme of a 4/2, 1500’ unit in the rough part (class d) of Detroit.  

It is extremely expensive.

My husband has become extremely stressed and disheartened by the situation, to the point where he no longer wants to work with this partner or on the property.The property is divided into two units: the main unit is nearly complete, but the mother-in-law unit is still under construction.