More pots and pans than you can shake a stick at.

In my case, my absolute rock bottom safety net is my military W-2, and in 12 years my retirement check for the rest of my life so my situation is a bit different and a little bit more stable.

The reason these commercial brokers put things on loop net is because their list internally was not interested.

@Shaun CallaisYou shouldn’t be able to do hard money as it can be occupied, at least the owner.If you have a signed lease that should be good enough (at least pre-Covid-19) to get the 75% rental income.If you calc’ed correctly, 45% dti on net is close to being okay as I recall.

When you start to get into $1.6+ million, that's where non-recourse, institutional financing comes into play which sweetens the pot considerably compared to the traditional 20-year, floating rate commercial loan on a $1.5 million property.Another thought: 25 units sounds like a lot, but it's not enough to hire out full time management and maintenance. 

Although I am still building my savings for a down payment while still maintaining a safety net, I am eager to get started in REI within the next year.

A low ratio is good, because unused credit is a safety net.  I

The risk, IMO  is what drugs was she doing (did she get arrested for pot or meth?)

At the end of this, it's not a matter of whether you'll have a pot to piss with, it's whether you'll have something to piss with.If you tell me I should be more constructive...you don't need constructive.

I’m new here, no selling experience or anything...but, maybe some flowers along the driveway and a potted palm or banana plant where you have the one potted plant ?