Con: The rate on HELOC is more than double the first mortgage, and I worry about the rising rate.2.

Consistent singles and doubles add up significantly over time.

Most likely once you cut open a hole in your sheetrock you will se the 2x4 wall framing, and more sheetrock, which should be doubled 5/8" fire rated sheet rock.  

Hearing firsthand from someone who’s been there will give you a much clearer picture.

They were extremely fast to get the pictures and whatever was needed to get the house started to repair. 

I’m thinking about recommending DSCR loans to some of my clients who are buy-and-hold investors, but I want to make sure I’ve got the full picture.

I've always been focused on scaling, but I realize that getting a clearer picture of how real estate fits into my life and goals is crucial.

Yes, you can be double-taxed by both the U.S.

You have 3 properties now, and when the time is ripe, ie the tenants have paid down, inflation has gone up, and your tax situation calls for it, you can refinance and pull out cash and double your holdings with 3 more long term buys.  

The sheer volume of money and investment flowing in all the northern New England states over the past couple years is unheard of and created a highly competitive marketplace of rentals with investment that do not appear to be slowing down, even given the rental rate’s dropping double digits over the past couple years.