You and Him are filing one joint tax return. 

For your $240K new-build townhouse, a cost seg may make sense if the tax savings outweigh the study cost (~$3K–$6K), especially since you plan to hold it for 10+ years and can benefit from immediate bonus depreciation.For the $380K older townhouse, cost seg with look-back depreciation could provide significant one-time deductions for missed depreciation over the past six years.

Directly withdrawing funds from a Traditional IRA before the age of 59½ typically results in taxes and penalties.However, one option to consider is using a self-directed IRA.

We were on a very quick timeline and were able to get one quote that didn't seem too bad, but we still were concerned about future resale value.

The licensed plumbers do not get permits for water heaters, I have never heard of one being red tagged solely for not having a permit so I do not get permits (and know no one that does) for swapping a water heater.  

My wife worked out that way previously and we still have fond memories of many places we visited with Sedona being one of our favorites.

@James Wiseyes sir - i want to hear OP explain it to me.i have a hard time managing them one hour away!

Listening to one bigger pockets episode or a good book here and there really can be a good reminder, refresher on the financial journey.

This will give you a baseline, I.e. own the Main St project same thing as this one, and it cost me all in $125,500 to do the full rehab.

But there is one exception to this.