@Geetha R.Hi Geetha, I am realtor in Charlotte, NC and I recommend George w/ Angel Oak Home Loans.

So chipping paint, cracked outlet covers, etc. 

There's no way to be sure, but if I were a betting man I'd put my chips on 5% to 10% initially and working it's way back up within a year. 

@Rick Oaks Dude, you should probably just start a new one. 

Hi Everyone, I had a section-8 inspection recently and I was told that there are several windows with chipped paint and it needs to scraped and repainted to pass the inspection.

Had one do that with docs in Escrow :-(    Flagstar was the largest bank warehousing those  --They quit providing warehouse lines for Non QM lenders - Home Express -TheLender- New Rez- Royal - DeeepHaven - Carrington - Angel Oak etc - That all was securitized and investors have totally redefined risk.

Serve with half an avocado sliced and maybe a few tortilla chips for dipping.

Had one do that with docs in Escrow :-( Flagstar was the largest bank warehousing those --They quit providing warehouse lines for Non-QM lenders - Home Express -TheLender- New Rez- Royal - DeeepHaven - Carrington - Angel Oak, etc - That all was securitized and investors have totally redefined risk.

What he did was he went back to 2018 and added 75 for every month saying i had to pay 75 a month for late fee even though my rent has been paid on time every month since then and ive been chipping away at back balance with after paying the 2200 was 700.

I recently had a house close on with a completely remodeled house built in the 60s i believe and the VA appraiser failed it 3 times due to paint chips on the ground outside the house that no one could seem to find.